:root{
  --navy:#12285A;
  --abyss:#0B1A3C;
  --blue:#1B6FA8;
  --blue-pale:#8ABEE0;
  --mist:#EAF0F6;
  --shell:#FAF8F4;
  --gold:#B7924E;
  --gold-soft:#D6B26E;
  --ink:#17212F;
  --grey:#5A6675;
  --line:#D7DEE7;
  --wrap:1160px;
  --gut:clamp(20px,5vw,48px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--shell);
  color:var(--ink);
  font-family:"Karla","Helvetica Neue",Arial,sans-serif;
  font-size:17px;
  line-height:1.75;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3,h4{font-family:"Newsreader",Georgia,serif;font-weight:500;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.4vw,4rem)}
h2{font-size:clamp(1.85rem,3.4vw,2.7rem)}
h3{font-size:clamp(1.2rem,2vw,1.45rem)}
p{margin:0 0 1.1em;max-width:66ch}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.lead{font-size:1.16rem;color:var(--grey)}
.muted{color:var(--grey)}

/* ---------- header ---------- */
.site-head{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.head-inner{max-width:var(--wrap);margin:0 auto;padding:14px var(--gut);display:flex;align-items:center;gap:24px}
.brand{display:flex;align-items:center;gap:14px;margin-right:auto;text-decoration:none}
.brand img{height:56px;width:auto}
.brand-name{font-family:"Newsreader",Georgia,serif;font-size:1.12rem;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);white-space:nowrap}
.nav{display:flex;align-items:center;gap:26px}
.nav a{font-size:.97rem;text-decoration:none;color:var(--ink);padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current="page"]{border-bottom-color:var(--gold)}
.btn{display:inline-block;font-family:"Karla",sans-serif;font-size:.95rem;text-decoration:none;padding:12px 22px;border-radius:2px;border:1px solid var(--navy);background:var(--navy);color:#fff;transition:background .18s ease,color .18s ease}
.btn:hover{background:var(--abyss)}
.btn-ghost{background:transparent;color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-light{background:transparent;border-color:rgba(255,255,255,.55);color:#fff}
.btn-light:hover{background:#fff;color:var(--navy)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:#fff}
.btn-gold:hover{background:#a07f41;border-color:#a07f41}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:2px;padding:9px 12px;cursor:pointer;font-size:.95rem}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--blue);outline-offset:3px}

/* ---------- hero ---------- */
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.hero .wrap{padding-top:clamp(56px,7vw,92px);padding-bottom:clamp(56px,7vw,88px)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,64px);align-items:center}
.hero h1{color:#fff;margin-bottom:.35em}
.hero p{color:#C9D6E6;font-size:1.14rem;max-width:52ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.rule-gold{width:76px;height:2px;background:var(--gold);border:0;margin:0 0 26px}
.wavecut{display:block;width:100%;height:auto;margin-bottom:-1px}

/* ---------- bands ---------- */
.band{padding:clamp(56px,7vw,96px) 0}
.band-shell{background:var(--shell)}
.band-white{background:#fff}
.band-mist{background:var(--mist)}
.band-navy{background:var(--navy);color:#fff}
.band-navy h2,.band-navy h3{color:#fff}
.band-navy p{color:#C9D6E6}
.band-head{max-width:62ch;margin-bottom:clamp(28px,4vw,48px)}

/* ---------- content blocks ---------- */
.two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,72px);align-items:start}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3vw,40px)}
.pillar{border-top:2px solid var(--navy);padding-top:20px}
.pillar h3{margin-bottom:.4em}
.pillar p{font-size:.99rem;margin-bottom:0}

.steps{counter-reset:step;list-style:none;margin:0;padding:0;display:grid;gap:0}
.steps li{counter-increment:step;display:grid;grid-template-columns:64px 1fr;gap:24px;padding:26px 0;border-top:1px solid var(--line)}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps li::before{content:counter(step,decimal-leading-zero);font-family:"Newsreader",serif;font-size:1.5rem;color:var(--gold)}
.steps h3{font-size:1.15rem;margin-bottom:.25em}
.steps p{margin:0;font-size:.99rem;color:var(--grey)}

table.spec{width:100%;border-collapse:collapse;font-size:.98rem}
table.spec caption{text-align:left;color:var(--grey);padding-bottom:14px}
table.spec th{text-align:left;font-family:"Karla",sans-serif;font-weight:700;font-size:.86rem;letter-spacing:.04em;color:var(--grey);border-bottom:2px solid var(--navy);padding:0 16px 10px 0}
table.spec td{padding:14px 16px 14px 0;border-bottom:1px solid var(--line);vertical-align:top}
table.spec tr:hover td{background:rgba(27,111,168,.05)}

.regions{align-items:start}
.region{background:#fff;border:1px solid var(--line);border-top:3px solid var(--blue);padding:clamp(24px,3vw,36px)}
.region.gold{border-top-color:var(--gold)}
.region ul{margin:0;padding-left:1.1em}
.region li{margin-bottom:.35em}

.quote{font-family:"Newsreader",serif;font-size:clamp(1.35rem,2.6vw,1.9rem);line-height:1.45;max-width:22ch}
.factlist{list-style:none;margin:0;padding:0}
.factlist li{border-bottom:1px solid rgba(255,255,255,.18);padding:14px 0;display:flex;justify-content:space-between;gap:20px;font-size:1rem}
.factlist li span:last-child{color:var(--blue-pale);text-align:right}

.cta{background:var(--abyss);color:#fff;text-align:left}
.cta .wrap{padding:clamp(48px,6vw,80px) var(--gut)}
.cta h2{color:#fff}

/* ---------- forms ---------- */
.form{display:grid;gap:18px;max-width:620px}
.field{display:grid;gap:6px}
.field label{font-size:.92rem;color:var(--grey)}
.field input,.field select,.field textarea{
  font-family:inherit;font-size:1rem;padding:12px 14px;border:1px solid var(--line);border-radius:2px;background:#fff;color:var(--ink)
}
.field textarea{min-height:140px;resize:vertical}
.form-note{font-size:.9rem;color:var(--grey)}
.err{color:#B3261E;font-size:.9rem;display:none}
.err.show{display:block}

/* ---------- footer ---------- */
.site-foot{background:var(--navy);color:#C9D6E6;padding:clamp(48px,6vw,72px) 0 28px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:clamp(28px,4vw,48px)}
.site-foot img{height:104px;width:auto;margin-bottom:18px}
.site-foot h4{font-family:"Karla",sans-serif;font-size:.86rem;letter-spacing:.05em;color:#fff;margin:0 0 14px;font-weight:700}
.site-foot ul{list-style:none;margin:0;padding:0}
.site-foot li{margin-bottom:9px}
.site-foot a{color:#C9D6E6;text-decoration:none}
.site-foot a:hover{color:#fff;text-decoration:underline}
.foot-base{margin-top:40px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18);display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;font-size:.88rem}

@media (max-width:900px){
  .hero-grid,.two,.three,.regions,.foot-grid{grid-template-columns:1fr}
  .menu-toggle{display:block;order:2}
  .nav{display:none;order:4;flex-basis:100%;flex-direction:column;align-items:flex-start;gap:2px;padding:10px 0 4px}
  .nav.open{display:flex}
  .nav a{padding:10px 0;width:100%;border-bottom:1px solid var(--line)}
  .head-inner{flex-wrap:wrap;gap:12px}
  .head-inner .btn{order:3;padding:10px 16px;font-size:.9rem}
  .brand img{height:42px}
  .brand-name{font-size:.86rem;letter-spacing:.09em;white-space:normal;max-width:150px;line-height:1.25}
  .site-foot img{height:86px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}

.pillar h3:last-child{margin-bottom:0}
.factlist-wide{max-width:820px}
.figure{margin:0 0 clamp(28px,4vw,44px)}
.figure img{width:100%;height:auto;border:1px solid var(--line)}
.figure-text{columns:2;column-gap:clamp(32px,5vw,64px)}
.figure-text p{max-width:none;break-inside:avoid}
.figure-text p:last-child{margin-bottom:0}
@media (max-width:760px){.figure-text{columns:1}}